5. We are afraid –
Many people are afraid to invest, and would rather keep things safe. Even though we do not save much, many people simply put their savings in a savings account, earning 1 to 2 % interest. IF you were to invest in stock, or a safe investment account (even something like a CD), you would earn far more in the time period which you are only earning the 1 to 2%.
So, being more fearless, and going with a safe investment, is something that people do not do. You should not invest in a high risk investment, especially if you can’t afford to lose it, but going with something secure, where you are bound to earn much more in an investment account, is something that should be done, to help you save more.